Meet Perpay
We believe everyone deserves a chance to improve their financial future. We’re dedicated to building simple and inclusive financial products that help our members create healthy habits and achieve economic stability.
The Perpay team is a motivated group of creative problem solvers who love getting things done and making an impact. Located in Center City, Philadelphia, our one-of-a-kind space promotes a collaborative work environment, unites our team, and feels like a home away from home. As a certified B Corp, Perpay is committed to building a mission-driven culture that balances purpose and performance – Learn more.
We’re hiring and would love for you to join us! Check out our careers page to learn more.
Some things we’re excited about:
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$500 million in spending power used by our members
- Increasing members’ credit by 32 points (on average) within the first 3 months
- Backed by First Round Capital and JP Morgan
Products we’ve built to make an impact:
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Perpay Marketplace: Combines interest-free payments and modern e-commerce to reduce cost of ownership and promote healthy repayment behavior.
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Perpay+: Leverages Marketplace repayment history to help members monitor and build credit with all 3 credit bureaus.
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Perpay Credit Card: Expands access to the flexibility and benefits of a World Mastercard by removing common barriers like high security deposits and low approval odds.