Until you can buy a house using the Pythagorean theorem, you probably can’t rely on what you learned in school to prepare for homeownership.
Luckily, there’s FinLocker. The financial fitness platform — created for mortgage lenders, banks and credit unions but designed for their customers — provides end-users with the tools and education to develop healthy financial habits, from building their credit to budgeting, saving and achieving their financial goals. FinLocker developed technology that perpetually analyzes a consumer’s enrolled financial data to provide a personalized homebuying journey. Users can see their entire financial picture on one screen, monitor and improve their credit, determine what they can afford using FinLocker’s home affordability calculator, and make informed financial decisions as they strive to become mortgage-ready.
FinLocker’s platform runs on the brand’s patented technology to seamlessly and securely manage a consumer’s personal financial data, and provide a completely individualized user experience. With so much of the tech built in-house and aggressive growth plans underway, FinLocker is ripe with opportunities for ambitious technologists looking to add tangible and immediate value to the growing platform, and to the FinLocker product vision: Creating Financially Fit Homeowners.
The St. Louis-based fintech startup was founded in 2014, and has pivoted to become the growth engine it is today. Today, the company has a geographically distributed team of more than 40, with a satellite office in the DC/Virginia area. True to its Missouri roots, the company culture is grounded in relaxed, friendly “Midwestern vibes,” and fueled by a fire to improve the FinLocker product for both clients and consumers. Its flat organizational structure means technologists are given the trust and autonomy to do their best work. Everyone has a voice in the decision-making process and the CEO’s door is always open.
Facing rapid growth and change, FinLocker is looking to grow its employee base by 50% this year. It is currently hiring for multiple roles across mobile developers, product designers, and managers. Beyond currently open roles, they are always seeking people with ideas and a vision for taking the FinLocker platform and product to the next level.
“Being a relatively new, small company, there’s seemingly unlimited career possibilities. I’ve seen so many coworkers move up the ladder or across into different roles. FinLocker is very supportive and makes sure you enjoy what you’re doing — including moving you into the right place within the company so that you can do what you love to do.”Matt Hofer QA Lead transitioning to Platform Product Owner
“Here, we’re not coding monkeys. I have a voice. I’m given the trust to do my job without being micromanaged. And if I have an idea or believe we should make an adjustment to the app, my voice is heard.”Matthew Klein Software Engineer
“I joined FinLocker when my family lived in St. Louis. My husband got a job in Plano, Texas, but I didn’t want to leave my job — it was such a huge opportunity for me. FinLocker gave me the flexibility to work remotely, permanently, so that I could be with my family in Texas.”Ashwini Malgave Software Developer
What are people often surprised to learn about your company?
As a B2B2C company, our direct customers are primarily mortgage lenders, but we only succeed if we build an incredible experience for our end consumers, who are everyday people seeking to buy a home. Our private-labeled product works seamlessly with our clients’ portfolio of digital offerings, so consumers see a single brand and financial fitness experience when they access FinLocker through one of our clients.
Do I need experience in finance to work at FinLocker?
We don’t require any industry-specific experience, in either financial services or home-buying. While it can sometimes make the learning curve easier, we also value the outside perspective that people from other industries can bring to our platform and product. Often, we find that our tech team members become more and more interested in the financial elements of the platform as they build it — especially when they see how it positively affects customers’ lives, or even their own.
Talk to us about what it's like to work for FinLocker.
Being a startup, things can feel fast and furious at times, but we aim to keep things low-pressure by creating a healthy balance between drive and flexibility. With Covid-19 still affecting our lives, we make sure our employees have the flexibility they need, whether that means working remotely, logging off when the day is over so they can be fully present with their families or having what they need to work from home productively. We also close the office between Christmas Eve and the New Year so that everyone can enjoy the break and be with family.
While our offices are in St. Louis and the Washington, DC area, we have team members scattered across the country and globe. We are flexible about how we work, as long as the work is getting done!
We want our employees to do what they love, so we offer career growth in all directions — not just vertically, but also into different types of roles. Even within our small team there are several who have explored and then transitioned into roles in different departments, as part of a personal career growth path. As a young, flexible and modern company, there are opportunities to make an impact!