Senior Buyer, Perpay Marketplace

About Us:

Perpay is a certified B Corp and Philadelphia’s most impactful growth-stage startup. We are driven by a mission to significantly improve the financial stability of everyday Americans. For the past decade, we have established strong product-market fit and a profitable, efficient operating model across a suite of products, positioning Perpay as the premier financial partner for consumers with subprime credit.

With over 500,000 customers who have utilized more than $1 billion in spending power, we are at a pivotal moment. We are scaling our operations, building new offerings, and deepening our impact. We are looking for teammates eager to join us on this journey.

Our venture partners include First Round Capital and L Catterton.

Products we’ve built to make an impact:

• Perpay Marketplace: Combines interest-free payments and modern e-commerce to reduce cost of ownership and promote healthy repayment behavior.
• Perpay+: Leverages Marketplace repayment history to help members monitor and build credit with all 3 credit bureaus.
• Perpay Credit Card: Expands access to the flexibility and benefits of a World Mastercard by removing common barriers like high security deposits and low approval odds.

Our team thrives on in-person collaboration, operating from our unique center-city Philadelphia office. This comfortable "home away from home" space offers river views and fosters rapid product development, strong relationships, and career growth. The energy from achieving big wins is palpable here. While we primarily work in the office, we offer sensible flexibility for personal needs, such as sick children or urgent errands, and coordinate official remote weeks around major holidays. If you are passionate about a meaningful mission, collaboration, equity, and generous perks, Perpay is the best place to be in Philadelphia right now.

About the Role:

The Perpay Marketplace Senior Buyer is responsible for developing and executing a comprehensive strategy to expand our e-commerce marketplace for assigned categories. As a member of the Marketplace team, you will be responsible for sourcing new vendors, growing assortments, and achieving revenue and profit goals for assigned vendors/categories. You will own all aspects of our vendor relationships and will be responsible for negotiating best cost and availability for all products offered on Perpay marketplace.

Our greatest strength is our people and we’d love for you to be one of them!

Responsibilities:

• Develop and execute an assortment and pricing strategy that will enable the Perpay marketplace to achieve annual growth targets while maintaining overall profitability.
• Support growth of marketplace through: assortment expansion and whitespace identification; new vendor prospecting and new vendor onboarding; deep industry and category knowledge.
• Lead negotiations with vendors on item costs, availability, terms and vendor programs.
• Collaborate with internal teams including marketing, product management, and commerce, to ensure seamless integration of new vendors and products into the marketplace
• P&L accountability for assigned categories/vendors
• Lead, coach, and mentor other members of the Perpay Marketplace team
• Be the face of our organization and build brand awareness/attraction through proactive reach outs, trade shows, conferences, and more
• Build trust quickly and lead by influence with the ability to translate between commercial and operational audiences

What You'll Bring:

• Bachelor’s degree in business administration, marketing, or a related field
• 5+ years experience in buying, merchandising, and/or business development in the retail industry
• Demonstrated success in scaling a marketplace, with a deep understanding of e-commerce trends and best practices
• Detailed understanding of e-commerce, retail and brand awareness
• Excellent analytical skills and proficiency with Microsoft excel and BI reporting tools
• Creative persistence; no obstacle is too large and when there’s a will, there’s a way
• Ability to communicate effectively and confidently; everything is negotiable

Hey, we know not everybody checks all the boxes, so if you’re interested, please apply because you could be just what we’re looking for!

What We’ll Bring to Full-time Team Members:

• Meaningful compensation and equity
• Premium medical benefits (fully paid base plan, and very reasonable premium for the buy-up option)
• 4% employer 401k match
• Unlimited PTO policy
• ​​Remote weeks around major holidays + extra holiday on weekends like MDW and LDW
• High quality catered lunch by local chefs, 4 days / week
• Gym subsidy
• Paid cell phone + plan
• Student loan repayment program
• Relocation assistance
• Generous team member discounts

This is not a remote opportunity; it is 100% onsite (#LI-Onsite) (#LI-TH1) (#LI-AK1)

Perpay is proud to be an equal opportunity employer. We value diversity in all its forms and are committed to creating an inclusive environment. We do not discriminate on the basis of race, religion, color, national origin, gender identity, sexual orientation, sex (including pregnancy), marital status, political affiliation, age, veteran status, disability status or other non-merit factor. Please contact us at careers@perpay.com to request accommodation.