Perpay | Risk and Strategy Analyst -

Risk and Strategy Analyst

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Who We Are

Perpay is a fast-growing FinTech start-up focused on bringing healthier options to the consumer. As a financial wellness company, we provide a lending and payment platform that challenges the typical channels of credit. We strive to solve a complex problem – the lack of affordable and accessible credit – as efficiently as possible, because we believe that everyone should have the ability to build a healthy financial life. Located in a loft-style office at the heart of Midtown Village, Philadelphia, Perpay represents a space for creative and collaborative problem-solving.

Position Overview

We are searching for a Risk and Strategy Analyst who is a quantitative, critical thinker with a passion for problem-solving and the capacity to work in a fast-paced, entrepreneurial environment. We are looking for a recent college graduate who desires experience in driving organizational strategy through quantitative approaches. You should be highly motivated and comfortable with taking on a diverse array of subject matter and adapting quickly. This opportunity is both unique and pivotal, as it provides you with the chance to contribute greatly to a rapidly growing company.

Initial Responsibilities

  • Gather and transform data from various business sources to identify opportunity areas
  • Analyze data using quantitative techniques to make actionable recommendations
  • Work on projects of growing responsibility, both individually and as part of a team, to build experience and skills at a pace matched to your shown ability
  • Participate in our training program to learn more about the industry and the company, to establish a solid foundation to be better positioned for long-term career success

Preferred Knowledge, Skills, Education, and Experience

  • Bachelors or Masters degree in Economics, Finance or Mathematics
  • Strong knowledge and understanding of financial services
  • Strong analytics, technical and statistical skills. Ability to synthesize and analyze diverse information, develop recommendations and make decisions
  • Experience with data visualization tools e.g. Power BI, Tableau, and/or Qlikview is preferred
  • 2+ years of SAS / SQL or Python programming language is required
  • Highly proficient in Excel
  • Perpay does not currently offer H1B Visa sponsorship
  • We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status

About Us

Take a look around the Perpay office, and you’ll notice it’s a space for people who get stuff done — and people who want to enjoy doing it. Eight floors above 13th and Sansom sits an office with a gorgeous conference room disguised as a lounge, huge monitors displaying code and an epic coffee setup that includes a Kyoto-style cold brew tower. There’s at least one dog roaming the office on any given day, and music like The Jackson 5’s  “I Want You Back” plays in the background.

Perpay’s team has been hard at work recently, validating their product and building out their initial team. The fintech company’s platform takes the microlending concept that became popular in the nonprofit world and applies it to consumer spending. With Perpay, users don’t necessarily need to have a strong credit score to get financing for big purchases, like a new computer or a nice couch. Instead, Perpay takes a holistic approach toward assessing an individual’s cash flow, then arranges a payment plan that fits a healthy budget through the user’s direct deposit system. Payments are fully automated so there’s no need log on and pay.

Perpay prides themselves on extracurriculars that bring the team together — think “cage match” chef battles at Alla Spina or spirits and strikes in Harp and Crown’s Elbow Lane. It’s a part of their determination to build a team that feels more like a family, where everyone has each other’s backs and celebrates together. Beyond the big events, employees often spend time together outside of work attending concerts, trying new restaurants, or playing on the company soccer team. They take the personal side seriously and value the relationships they build with one another.

In fact, relationships have been the key to building Perpay’s team; nearly every employee has joined via referrals or personal connections. Now, they’re looking to expand their network and bring on talented technologists as they scale.

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