Perpay, the top technology start-up in Philadelphia, is a FinTech company focused on bringing healthier credit options to consumers. We provide a lending and payment platform that challenges the typical channels of credit. We strive to solve a complex problem – the lack of affordable and accessible credit – as efficiently as possible, because we believe that everyone should have the ability to build a healthy financial life. Located in a loft-style office at the heart of Midtown Village, Philadelphia, Perpay represents a space for creative and collaborative problem-solving.
Who We’re Looking For
Take a look around the Perpay office, and you’ll notice it’s a space for people who get stuff done — and people who want to enjoy doing it. Eight floors above 13th and Sansom sits an office with a gorgeous conference room disguised as a lounge, huge monitors displaying code and an epic coffee setup that includes a Kyoto-style cold brew tower. There’s at least one dog roaming the office on any given day, and music like The Jackson 5’s “I Want You Back” plays in the background.
Perpay’s team has been hard at work recently, validating their product and building out their initial team. The fintech company’s platform takes the microlending concept that became popular in the nonprofit world and applies it to consumer spending. With Perpay, users don’t necessarily need to have a strong credit score to get financing for big purchases, like a new computer or a nice couch. Instead, Perpay takes a holistic approach toward assessing an individual’s cash flow, then arranges a payment plan that fits a healthy budget through the user’s direct deposit system. Payments are fully automated so there’s no need log on and pay.
Perpay prides themselves on extracurriculars that bring the team together — think “cage match” chef battles at Alla Spina or spirits and strikes in Harp and Crown’s Elbow Lane. It’s a part of their determination to build a team that feels more like a family, where everyone has each other’s backs and celebrates together. Beyond the big events, employees often spend time together outside of work attending concerts, trying new restaurants, or playing on the company soccer team. They take the personal side seriously and value the relationships they build with one another.
In fact, relationships have been the key to building Perpay’s team; nearly every employee has joined via referrals or personal connections. Now, they’re looking to expand their network and bring on talented technologists as they scale.
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