Perpay | Full Stack Engineer - Technical.ly

Full Stack Engineer

Perpay | Philadelphia, PA | Dev / Eng

Job Description
Company Culture
Technical.ly Coverage

Are you an engineer who enjoys being (or wants to be) in a startup, but wants a mature business environment where the model has been validated and the team is focused on solving real customer-centric problems? Are you looking to join a team that is mission-based, compassionate, and values your input? Are you searching for a home where you can face tough, unique problems head on with a team that will support your growth?

Perpay, a fast-growing, self-funded startup in Philadelphia, is looking for a Fullstack Engineer to join our team. We’re a FinTech company focused on bringing healthier credit options to consumers and have been recognized by PACT as Philadelphia’s Top Technology Startup of 2018. We combine lending and payments into an e-commerce platform that challenges the typical channels of credit. We strive to solve a complex problem – the lack of affordable and accessible credit – as efficiently as possible, because we believe that everyone should have the ability to build a healthy financial life. Located in a loft-style office in the heart of Midtown Village, Philadelphia, Perpay is a space for creative and collaborative problem-solving.

We’re looking for engineers who are passionate about our mission and driven to simplify complex workflows to join our supply chain team. Our supply chain team’s main focus is to ensure that we are creating the best experience possible for our customers, from the moment they visit our site until their products reach their door. As part of the team, you will work on the full range of analyze data, solve tough problems, and quickly deliver solutions at one of the fastest growing companies in the FinTech space!

Responsibilities:

  • Leading the development of features for our customers and our internal finance, operational, and risk teams
  • Planning and implementing specifications
  • Executing on new features with other engineers
  • Testing and releasing features into production
  • Planning and implementing specifications
  • Analyzing data
  • Working with our stakeholders to design and implement new products, as well as new features for our existing platform

What We Look For:

  • Experience with Python and/or polyglots with experience with another dynamically typed language
  • Knowledge of AJAX/Javascript/HTML5/CSS/Git
  • RESTful API design and integration
  • Exposure to web application frameworks, preferably Django
  • Experience with Docker, AWS, and other DevOps and virtualization technologies preferred
  • Ability to be writing server-side code one day, analyzing data another, all while contributing to our client-side code
  • Ability to pick up new technologies quickly, with software engineering fundamentals being valued more than familiarity with specific tools or languages
  • Ability to design, analyze, and debug distributed services
  • A strong focus on writing and deploying clear, readable, testable code

What We Offer:

  • Competitive salary + equity
  • Health/dental/vision insurance 100% for employee
  • 401K + company match
  • Gym + public transportation subsidy
  • Relocation assistance
  • Centrally located in downtown Philadelphia in a beautiful loft-style office with a cappuccino maker and office pup (Kingsli)
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What’s unique about the Perpay brand?

Perpay’s mission is to help people better manage their financial situations. They do this by providing a financially healthy option for consumers to access products or engage in experiences that otherwise wouldn’t be available to them.

Perpay is solving broad issues of financial access and inclusion that affect a large number of people through the pathways of microlending, consumer finance, and e-commerce. Their focus is purely on their customers.

What is the team dynamic within the office?

At Perpay, they try to foster collaboration whenever possible, and do that by keeping their organizational structure flat and cross-disciplinary. Anyone can have a conversation or introduce an idea at any time, there are no silos.

Perpay also works to foster an entrepreneurial spirit at the individual level. At the end of the day, they’re a product-focused company, and like to say that everyone on team is a product owner. They’re building a tool that makes an impact on so many people, and believe the best way to do that is to get input from every one of their team members — from the ones who talk to their customers to the ones writing the code. Everyone’s perspective is important.

What qualities does Perpay look for in technical candidates?

While most of their systems and microservices are written in Python, they truly prefer talented polyglots that have an insatiable will to learn and create. At Perpay, they’re not afraid of trying new things and are more concerned with finding great problem solvers that will find the right tools for the job.

They’re most interested in a candidate’s mentality and experience — especially if it is one of delivering solutions that are well designed, reliable, and highly scalable. They work in a fast-paced startup environment where efficiency and iterative approaches are critical. This makes it extremely important to find candidates who communicate well and understand the theory, design patterns and implementation details that go into delivering a solution.

How about candidates overall?

They’re looking for people who are naturally curious, self-directed and interested in self-improvement. Everyone on the team is eager to learn, excited about what their working on and is doing their own research about the industry, like reading up on consumer credit and the greater microlending environment.

One thing they value about their team is diversity of experience. Perpay has built a team with all kinds of different backgrounds: finance, engineering, operations, non-profit... even chemistry.

Additionally, because of the work they do, candidates need to have a sense of empathy. A team member can be an amazing problem solver, but in order to be a good fit they need to keep a human element to everything they do. Data can certainly help find an answer, but empathy will often lead to deeper insights.

What is special about the office space itself:

The Perpay team found an empty warehouse space and completely designed it from scratch themselves. They sourced the materials, designed the layout, picked the desks, etc.

The aesthetic was inspired in part by the Navy Yard: brick walls, lots of metal, glass, lush plants, colorful rugs and cool lamps. It’s a really unique space: comfortable work areas, full of light, with unexpected textures and accents.

It really speaks to way Perpay approaches things as a company in general: they’d never designed an office before but that didn’t stop them from taking it on with enthusiasm.

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