Staff IAM Engineer

Credit Acceptance

Remote May 14
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Credit Acceptance is proud to be an award-winning company with local and national workplace recognition in multiple categories! Our world-class culture is shaped by dedicated Team Members who share a drive to succeed as professionals and together as a company. A great product, amazing people and our stable financial history have made us one of the largest used car finance companies nationally.

Our Engineering and Analytics Team Members utilize the latest technology to develop, monitor, and maintain complex practices that help optimize our success. Our Team Members value being challenged, are encouraged to express their ideas, and have the flexibility to enjoy work life balance. We build intrinsic value by partnering with all functions of our business to support their success and make strategic business decisions. We focus on professional development and continuous improvement while enjoying a casual work environment and Great Place to Work culture!

We are looking for a highly motivated Staff IAM Engineer to join our team at an exciting time. Our company is committed to building innovative technologies and future-proofing our business to stay ahead in the ever-changing digital landscape. We are seeking a passionate individual who is excited about working on cutting-edge identity platforms such as Entra External Identities (Azure B2C) and AWS Cognito. The ideal candidate should possess strong technical skills, a deep understanding of software development life cycle methodologies, and a keen eye for detail.

Outcomes and Activities:

The position will work from home; occasional planned travel to an assigned Southfield, Michigan office location may be required. However, this position is permitted to work at a Southfield, Michigan office location if requested by the team member.
Design and develop solutions for Customer Identity and Access Management (CIAM) Platforms such as Entra External Identities (Azure B2C) and AWS Cognito
Integrate applications with SAML, OpenID Connect, RADIUS and OAuth.
Integrate applications with Multi Factor Authentication
Integrate applications with Password less Authentication
Evolve and transform the design and architecture of applications towards leading edge technologies and practices
Conduct impact analysis to proactively identify impact of a change across multiple applications/platforms
Learn the business process domain to better support the business and align technologies with the business process
Experiment and test ideas, validate assumptions against needs, reach conclusions and recommend solutions
Document code and projects so others can easily understand, maintain and support
Debug the problems which arise in production and propose effective solutions within the application and across multiple applications
Read, write and review design documents
Contribute to team's sprint commitments and actively participate in our Agile practices, including recommendations for process improvement
Lead continuous learning activities to improve design and code quality as well as to increase application domain knowledge
Participate in the talent selection process
Act as a mentor to guide and review the code, designs and documentation of less experienced IAM engineers

Competencies: The following items detail how you will be successful in this role.

Customer Empathy: Customer Empathy is the ability to understand the perspectives, pain points, and experiences of customers. It involves actively putting oneself in the customer’s shoes, comprehending their needs and challenges, and using that understanding to provide a better, more customer-centric experience.
Engineering Excellence: Engineering Excellence is about bringing great craftsmanship and thought leadership to deliver an outstanding product that delights customers and solves for the business. This involves the pursuit and achievement of high standards, best practices, innovation, and superior solutions.
One Team: A One Team mindset refers to a collaborative approach across the organization, where individuals work together seamlessly, without boundaries, as a single, cohesive team. Shared goals, open communication and mutual support create a sense of collective purpose. This enables teams to navigate challenges and pursue shared objectives more effectively.
Owner’s Mindset: Owner’s Mindset involves adopting a set of behaviors that reflect a sense of responsibility, accountability, strategic thinking, and a proactive approach to managing your domain. As an owner, you understand the business and your domain(s) deeply and solve for the right outcome for the domain(s) and the business.


Bachelor’s degree in Computer Science, Information Systems, or closely related field of study; or equivalent work experience
Minimum 8 years of software engineering, identity and federation experience or comparable depth of experience
Experience with CIAM tools such as Azure Active Director B2C or Amazon Cognito
Experience in the lead role overseeing technical direction of a team of identity and access talent
Strong understanding and use of one or more object-oriented programming languages and design patterns
Practical experience in Software Development Life Cycle (SDLC) including Agile/SCRUM and Waterfall
Practical experience in data modeling, design and messaging
Experience working on mission-critical enterprise class applications
Demonstrated ability to coach and mentor less experienced team members
Strong experience with Directories, SSO, Federation, Delegated administration, API gateways, SOA services
Experience with network architecture.
Experience with PowerShell, Java and .NET scripting
An understanding of Zero Trust concepts
Willingness to participate in an on-call rotation


Knowledge of open authentication & authorization standards (SAML2.0, OAuth 2.0 and OIDC)
3+ years of hands-on experience in the design, implementation, and support of Customer Identity & Access Management platforms
In-depth usage and creation of application programming interfaces (API) and frameworks in their particular field: JSON, Rest/SOAP based Web Services, and PowerShell
Experience in API security, analytics, throttling, caching, logging, request and response modifications
Financial services industry experience

Knowledge and Skills:

Ability to challenge the status quo and influence stakeholders to create innovative solutions
Be collaborative with other team members, seeking a diversity of thought to meet business outcomes
Ability to foster strong relationships across the organization
Bring a strong understanding of relevant and emerging technologies, provide input and coach team members and embed learning and innovation in the day-to-day
Experience and understanding of how to connect the work being done and how it drives business value
Ability to communicate complex technical information (both verbal and written) to all levels, including senior leadership

Targeted Total Compensation: $187,000 - $313,750. Total compensation is comprised of a competitive base salary, equity, and an annual variable compensation package.





Excellent benefits package that includes 401(K) match, adoption assistance, parental leave, tuition reimbursement, comprehensive medical/ dental/vision and many nonstandard benefits that make us a Great Place to Work

Our Company Values:

To be successful in this role, Team Members need to be:

Positive by maintaining resiliency and focusing on solutions
Respectful by collaborating and actively listening
Insightful by cultivating innovation, accumulating business and role specific knowledge, demonstrating self-awareness and making quality decisions
Direct by effectively communicating and conveying courage
Earnest by taking accountability, applying feedback and effectively planning and priority setting


Remain compliant with our policies processes and legal guidelines
All other duties as assigned
Attendance as required by department

Advice !

We understand that your career search may look different than others. Our hiring team wants to make sure that this would be a fit not just for us, but for you long term. If you are actively looking or starting to explore new opportunities, send us your application!

P.S .

We have great details around our stats, success, history and more. We’re proud of our culture and are happy to share why – let’s talk!

Required degrees must have been earned at institutions of Higher Education which are accredited by the Council for Higher Education Accreditation or equivalent.

Credit Acceptance is dedicated to providing a safe and inclusive working environment for all. As part of our Culture of Compliance, we are proud to be an Equal Opportunity Employer and value our culturally diverse workforce. All qualified applicants will receive consideration for employment regardless of the person’s age, race, color, religion, sex, gender, sexual orientation, gender identity, national origin, veteran or disability status, criminal history, or any other legally protected characteristic.

California Residents: Please click here for the California Consumer Privacy Act (CCPA) notice regarding the personal information Credit Acceptance may collect from you.